- CAR CASCO / CASCO - what is it?
- Car CASCO / CASCO is voluntary motor vehicle insurance, sometimes simply called CASCO - when you take out car CASCO, your car will be fully insured against all unforeseen events (called insured events).
- Voluntary Car CASCO Insurance
CAR CASCO / CASCO - what is it?
Car CASCO / CASCO is voluntary motor vehicle insurance, sometimes simply called CASCO - when you take out car CASCO, your car will be fully insured against all unforeseen events (called insured events).
Voluntary Car CASCO Insurance
Caring for our clients, we have developed programs that will help protect you or your business - insurance of cars, property, real estate, tourists, CASCO insurance.
A CASCO policy will protect against the following risks:
- Road accidents
- Unlawful acts of third parties
- Theft of the motor vehicle
- Falling objects (trees and their branches, stones, snow and ice, parts of buildings and objects thrown from a window)
- Rollover
- Collision (impact) with stationary or moving objects, namely structures, obstacles, animals and trees
- Fire, explosion
- Natural disasters
- Total loss of the car.
- Theft of parts (mirrors, wiper blades, wheels, dash cam)
Car CASCO or a voluntary car insurance contract is intended to protect against the most likely risks, as well as against all risks and all cases that may happen to an expensive car.
The insurance programs deserve special attention; they can conditionally be divided into three groups:
Economy car insurance program or inexpensive insurance
This car CASCO program will protect the vehicle against the main risk, a road accident.
Cost of the economy car insurance program
The cost of CASCO is the insurance premium that a client of the insurance company must pay for their risk, but the starting point is of course the rate. The insurance rate for this type of insurance varies from 0.6% to 2% of the car's value.
Let us highlight the advantages of the economy insurance program
· An attractive price of CASCO / car insurance.
· The most common insured risk, a road accident.
· Car CASCO / car insurance is valid for one year without any restrictions
Deductible - the policyholder's own participation in covering their losses
Deductible for damage: from 1% of the sum insured, but not less than 10,000 tenge.
Deductible for theft, loss and destruction: 10%.
Business program of Car CASCO / car insurance
Car insurance for owners of business-class cars, for whom it is important to cover as fully as possible all the most likely risks of loss or damage to the car - then the right choice is the Business car insurance program
Advantages of the Business car insurance program
· Car insurance covers practically all the most likely insured risks: road accident, fire, explosion, lightning strike, natural disasters, unlawful acts of third parties, theft and stealing of the car.
· An accident commissioner is provided, who will promptly arrive at the scene of the accident or other incident and coordinate the actions .
· Protection 24 hours a day throughout the territory of the Republic of Kazakhstan.
How much does CASCO / car insurance cost?!
The insurance rate is set in the range from 3% to 4.5% of the car's value
What documents are needed to take out CASCO?
To take out a CASCO policy you need to provide the insurance company with a package of documents:
Standard for each insured person:
- Identity document;
- Driver's licence;
- Vehicle registration certificate.
To buy a policy you need to sign an insurance contract with the Insurance Company. polisre.kz recommends studying the terms of the contract carefully. Pay particular attention to the list of insured events and the risks for which an insurance payment is made.
Deductible for Car CASCO / car insurance
Deductible for damage: from 1% of the sum insured, but not less than 10,000 tenge.
Deductible for theft, loss and destruction: 10%.
Car CASCO / car insurance Elite program
We recommend this type of insurance to absolutely all car owners, but this type of car insurance will be of particular interest to wealthy people or companies that own elite-class motor vehicles.
Advantages of the Elite car insurance program
· This type of insurance includes all risks.
· The car will be repaired at a specialized service station.
· A tow truck is provided in the large cities of Kazakhstan.
How much does Car CASCO cost?!
The insurance rate is set at a level from 4.5% to 6.5% and depends on many indicators.
Deductible
Deductible for damage: 1% of the sum insured, but not less than 10,000 tenge.
Deductible for theft, loss and destruction: 10%.
Car insurance is a reliable risk protection tool, because car insurance gives full protection of the vehicle. Car insurance is a unique instrument, and if the manager offers the right car insurance option, you will certainly be satisfied with your decision to conclude a car insurance contract.