Centras Kommesk Life Insurance Company JSC specialised in life, health and employment-related risk insurance. Older materials refer to the company as a stand-alone insurer, but following the corporate changes this information must be verified before it is relied upon.
Current status of the company
The Agency of the Republic of Kazakhstan for Regulation and Development of the Financial Market reported that on 2 August 2023 the licence of Centras Kommesk Life was terminated following a voluntary surrender. The former legal entity therefore cannot be presented as an independent operating company issuing new policies.
Reorganisation and succession
In 2023 Kommesk-Omir and Centras Kommesk Life were reorganised by way of a merger. The life insurance business continued through the successor company. In April 2026 the regulator reported the re-issue of the licence of Centras Life Insurance Company JSC following a change in the name of the legal entity previously known as Kommesk-Omir.
For a policyholder, what matters is not the brand name used in advertising but the legal entity named in the policy. For older contracts, contact the successor, quoting the contract number and the former details.
Insurance programmes that were offered
- term life insurance;
- endowment (savings) life insurance;
- annuity insurance;
- borrower insurance;
- accident and illness insurance;
- compulsory insurance of employees against accidents in the course of their employment duties.
A list of products taken from older materials does not confirm that they are available today. Terms, sums insured, exclusions and tariffs should be confirmed with the current insurer.
What to check before taking out a policy
- The licence: the line and class must match the programme you choose.
- Insured risks: they are listed in the contract and the insurance rules.
- Exclusions: take into account illnesses, waiting periods and restrictions.
- The sum insured: it should match the purpose of the cover.
- The beneficiary: the recipient of the payment is named in the contract.
- Termination: for savings programmes, surrender values matter.
What the holder of an old policy should do
Keep the policy, the insurance rules, receipts and correspondence. Find the exact name of the insurer and ask the successor to confirm that it is servicing the obligations. If an insured event occurs, observe the notification deadlines and keep a record of every handover of documents.
Do not pass personal or payment data through unofficial contacts taken from old advertising. Check current details on the company's official website and in the financial regulator's materials.
Frequently asked questions
Can I buy a new policy from Centras Kommesk Life?
No, the former organisation cannot be regarded as an independent operating insurer. A new contract is concluded with a company that holds a current licence.
Who is responsible under a contract concluded earlier?
The answer is determined by the reorganisation and succession documents. For an official answer, send a request to the successor company quoting the contract number.
How can I check a current licence?
Compare the information on the financial regulator's website with the details in the contract: the name, BIN, licence number and permitted class of insurance must match.
Summary
Centras Kommesk Life is presented here as a historical profile. For new insurance, rely on a currently licensed insurer and the product rules in force.
This material is for information purposes only and is not a public offer.